One institution, serving every side of the trade.
A diaspora family building back home, a bank looking for underwritable truth, and a government facing a housing deficit all need the same thing — verified trust. Here's what Miziba gives each of them.
Build back home from anywhere.
Money wired on faith, no independent eyes on site, and disputes with no record — the defining risk of building from abroad. Miziba puts verification between your money and the work.
Money held, not gone
Funds sit with a licensed partner and release milestone by milestone — never a lump sum handed over on trust.
Certified inspection
A registered professional verifies the work on site and signs the verdict that unlocks each payment. Nobody releases their own money.
Watch from abroad
Evidence feeds, budget and timeline status in one place — the project visible from London, New York or anywhere.
A building passport
Drawings, permits, contracts, inspections and payments in one auditable record — what a future bank or buyer needs.
Finance the real economy, on truth.
Institutions have always wanted to lend into Africa's trade and construction. What was missing was underwritable truth. Miziba's escrowed, inspected, audited activity is exactly that.
The safest collateral
Milestone advances against approved, unreleased escrow — repayment comes from the release itself.
Partnership under Act 987
Escrow-float partnership and settlement rails structured with licensed banking and payment partners, Bank of Ghana.
See it as it happens
Escrow, loading, inspection and settlement events visible live — the transparency capital adequacy and credit committees want.
Repaid before anyone
In trade, a fixed waterfall recovers senior principal in full before any other party is paid. Self-liquidating, every cycle.
Policy that can be audited end to end.
A 1.8-million-unit housing deficit, homes overwhelmingly self-built, and trade that leaves little formal record. Miziba is the trust layer that makes trade and housing programmes verifiable at scale.
Built, then verified
Escrow-and-inspection delivery for public and affordable-housing programmes — payment gated by independent sign-off.
A verified registry
Identity, licence, tax and insurance checked across builders, contractors, farmers and traders — informal activity brought on record.
Public & donor money
Every disbursement tied to a verified milestone and written to an immutable audit trail — leakage designed out.
Data at the source
Structured, self-liquidating trade and TradePoint records give visibility into volumes, quality and settlement.
And everyone in between
The same primitives serve every participant the real economy depends on.
Contractors & verifiers
Get verified once, get chosen for years. Reputation earned from escrow events, and payment on independently verified work.
Join the Verified Network →Farmers & traders
Verified-commodity trade finance — capital against loaded, already-sold consignments, with the bank repaid first.
Explore Miziba Trade →Insurers
Works, structural and indemnity cover priced on signed inspection records and audit trails — honest premiums, lower loss ratios.
Partner on Capital →Different needs, one verified truth underneath them all.